Great Horn Financial Services

Sureties

Mitigate Payment Risks

Protecting Sureties Through Proven Funds Control

In the current surety market, managing competitive terms and bond capacity has become more challenging than ever. Great Horn Financial provides an independent funds control solution that helps sureties confidently support qualified clients by actively reducing financial risk throughout the life of a contract or obligation.

Developed by surety professionals and refined by contracting experts, the Great Horn Process has delivered decades of disciplined financial oversight, with minimal disruption to client operations. Our approach ensures principals have predictable access to project funds for legitimate job expenses, overhead, and earned profit, while maintaining financial controls and discipline.

By preventing the co-mingling of contract proceeds and monitoring billing patterns, our funds control process safeguards project finances and supports safe and healthy project completions. The result is greater underwriting confidence, stronger partnerships, and improved risk mitigation for sureties seeking to establish or enhance surety credit.

Surety Benefits

Risk Mitigation

Discipline in Payment Controls

Transparency

Real-time Cashflow Reporting

Contractor Support

Predictable and Timely Access to Funds

Partnership

Stronger Surety Relationships

Frequently Asked Questions

Learn how Great Horn Financial helps sureties reduce payment risk, strengthen contractor relationships, and protect construction projects through independent financial oversight.

Great Horn's independent funds control process minimizes financial risk by ensuring construction contract proceeds are properly managed, helping prevent misallocation, job borrowing, and payment bond claims.

Funds Control provides greater financial transparency and enables sureties to confidently support contractors by reducing exposure to mismanagement of project funds.

The Great Horn process allows contractors the latitude to manage their own funding, with predictable access to project funds for legitimate job expenses, reimbursements and reasonable profit and overhead, without distorting surety risk with aggressive cashflow practices.

No. Great Horn's model is designed to minimize disruption, allowing contractors to continue managing their projects while we oversee the proper administration of contract proceeds.

No. A Contractor must still possess the skills to bid properly, manage the completion of the project, and have the character to provide honest and accurate information. But the risk associated with financial mismanagement is greatly reduced.

Our disciplined funds administration process helps sureties to confidently extend more attractive and competitive terms by mitigating the overall financial risk.

Whether through bigger bonds, better terms, broader bidder pools, or overall financial risk mitigation, ALL parties benefit from a greatly reduced likelihood of payment problems.

Developed in 1996 by risk professionals and loss-handling experts, the Great Horn Process was created to provide effective payment risk mitigation for all types of general, trade, specialty contractors, and beyond.